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     Mr. Venus Macatangay Reyes

                            Business Owner / Insurance Producer

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                                           To Start: 
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​Open an  Index IRA Annuity, for your 2024 tax deduction.
Save Tax and Start your Savings Now! 
The Indexed IRA contribution minimum is $5,000. Maximum of $7,000 for those under age 50 and $8,000 for those age above 50.
If you have a higher Income, Indexed IRA will be the best choice. It's good way
to save your money!
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                               Note: Always consult with your Professional Tax Preparer

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  • Start Accumulating for successful retirement with maximum growth opportunity.
  • For Better Retirement, use our Guaranteed Lifetime Income, that you cannot outlive. This product also offers the opportunity for increasing income to help fight inflation. 
  • New Income Product - A+ Carrier! with LIVING BENEFIT and HIGH Withdrawal Rates with 20% thru 50% Bonus. 
  • Meaning your $100,000 401K income value will become $150,000 )
  • Call us for immediate rollover. 
  • Income is available immediately ( 30 days after issued )
  • Level or Increasing Income is also available.

Why choose Fixed Indexed Annuity?
A Fixed Index Annuity (or FIA) provides growth strategies offering fixed-rate returns and

indexed interest options with performance-based returns tied to an underlying index, 

subject to caps and participation rates. When funds are placed into an indexed interest 

option, funds will grow, in part based on the performance of the underlying index. Because

your money is not directly invested in the market, your principal remains protected, you will not lose money due to stock market performance and interest credited will never dip below ZERO. (S&P 500 indexed interest options)

Looking for a product that can adapt with your   retirement   needs?  

A single premium fixed indexed deferred annuity is a long-term retirement  savings product  that  can help protect you from outliving your money. It’s a contract between you and an insurance company. In  return  for  your  money,  or  “premium”,  the  insurance company agrees to provide certain benefits.
Growth potential and protection
You can rely on growth that is protected from stock market risk or losses. While it’s possible to earn zero interest if the market declines, you’ll never earn less than zero. Any interest you earn is “locked in” and can’t be lost to future downturns. 
Income
You  can  receive  a  guaranteed “retirement paycheck.” When you’re ready, you can create a stream of income that may grow throughout your retirement years.
Financial flexibility if the unexpected occurs
You have access to your money when you need it most. Plans can change, especially when  the  unexpected  happens.  
Leave a legacy
Your annuity can offer your loved ones a quick source of funds to settle matters after your death.  Even  when  you  are  taking Lifetime Income Withdrawals, your Benefit Base  may continue  to  grow. Your beneficiary may choose either your annuity’s full Death Benefit in a lump sum or the Benefit Base, paid out equally over the currently declared Rider Death Benefit Payout Period.

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                It is time to protect yourself and your family, in case something unexpected to happen.

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                                            Get yourself a FINAL EXPENSE     

                                                     

                      Click here to make appointment to other services

                      Protect your Lifetime Income From An Annuity and helps Cover Your                                                                        Essential Expenses. So You Can Live The Life You Want.

                      "Don't Just Plan To Retire. Plan To Live."  

                       We hope we can help  protect you and your family.

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                                             Venco International Inc.

                                         dba. Venco International Insurance Service

                                                                               

Please contact us immediately if you want immediate Increasing Lifetime Retirement Income without participating in a down market.

                                               

In my opinion, this is the time to Rollover to ANNUITY, your hard earn retirement money, like 401K, 403B, SEP or any government approved programs, due to market volatility.  Annuity, can protect your hard earn money from market volatility, because, Annuity have a floor of zero, meaning it does not participate in down market. You are protected from uncertainty, that means you will be avoiding financial hardship. We have a FIDUCIARY duty / relationship to all our clients.  Is your leader a Fiduciary, If you are not satisfied with your organization, we want to hear from you. God bless and protect us always.

Call us TODAY, for FREE Annual review or upgrade of all your existing policies.

 SAVE Y0UR 401K, 403B,  INDEX  IRA TODAY!  Thank you!!

            Don’t let “Social Distancing” come between you and your clients!

To all Insurance Producer / Field Marketing Directors and Clients, who wants to be educated more about our products, is to simply reach us and make an appointment. Thank you. 

 Create your own Lifetime Income Protection with built in Living Benefits.

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                           Interest Crediting Strategies to choose

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  Fixed Rate - Is a type of insurance contract that promises to pay the buyer a specific, guaranteed interest rate on their contribution to the account. By contrast, a variable annuity pays interest that can fluctuate based on the performance of an investment portfolio chosen by the account's owner.

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  CAP - The interest crediting rate CAP MAXIMUM is between 2.0% to 7.0% depending on the product. If the INDEXED generate than the CAP, the maximum crediting rate is based on the CAP. A series of negative return on the INDEX can generate a 0% interest crediting rate to the policy. For example, if your annuity has annual cap rate of 7% and the underlying benchmark index grows by 10% that year, your annuity will be credited with maximum of 7%.

 

 PARTICIPATION RATE - The gains from the index are credited to the policy based on a percentage rate, referred to as the Participation Rate. The rate is set by the insurance company and can be anywhere between 50 to 100%.

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 SPREAD - Annuity spreads are the percentage that is subtracted from the index change before interest is calculated. For example, if the applicable index gained 10% and the spread fee was 2%, then the gain credited to the annuity would be 8%.

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 FINAL EXPENSE are ALSO AVAILABLE: 

         Major Health Issue, without Health Issue and Excellent Health:

        Carriers to choose are: Mutual of Omaha Insurance,   Corebridge or Gerber Insurance and

        Oxford Insurance.

 For Annuities, we have number of carriers that offers, an Investments, like Fixed

Index Annuity that will PROTECT your PRINCIPAL from downward market and

gives you a Guaranteed Lifetime Income Withdrawal.

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We focused on providing high quality services and customers satisfaction.  

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We will do everything we can to meet your expectation."

You can grow your retirement nest egg despite of uncertain markets and protect your family from FINANCIAL HARDSHIP. You can do it all with one insurance policy, the one that's right for you.

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Single Biggest Benefits in the TAX Code: 

  • IRC #101 Death Income is TAX FREE

  • IRC #72e Growth TAX FREE

  • IRC #7702 Access your money TAX FREE

 

INVITE US, we do Home  and Office seminars, so we can discuss your Alternative to 401K and to secure you existing 401K from market volatility.

 

PRODUCTS:

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Indexed Universal Life Benefits:  

  1. Guaranteed not to participate in Stocks Market Losses ( If the market goes down, zero gain not Negative )

  2.  Money is Liquid. ( You can access your money prior to 59-1/2 without penalty )

  3. No Market Risk and No Tax Risk

  4. Tax Free Growth

  5. Do Not Pay Income Tax during retirement

  6. Tax Free in Death Benefit ( Goes to Heirs, Pay Debt, etc.)

  7. Mirror the Growth of S&P 500  

  8. Living Benefits ( Accelerate Death Benefit, Value Anytime when Critical, Chronic, Terminal Illness)

  9. Extend Retirement without outliving your retirement money.

  10. Move your money from Account that are Forever Tax to Account that Never Tax

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Understanding IUL

For Educational purposes only!

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Below are from YOUTUBE Footages.

 

CPA, Ed Slott ( Tax Free Retirement using IUL )

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About your 401k ( 60 Minutes )

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IUL vs 401k - Which Is Better?

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James Akers, Financial Planner

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OUR PRODUCTS:

 

Fixed Indexed Annuities:

What are annuities?

Annuities are insurance contracts that make regular payments to you either increasing immediate income or at some point in the future. You can purchase an annuity to help grow or protect your retirement savings or provide you with guaranteed Lifetime Income.

   

      A. Provide clients upside potential as well as downside protection. 

      B. When "lightning strikes" the Power of Zero protects clients who have Index Annuities.

      C. Minimum Guaranteed retirement income you can't outlive. 

      D. Safeguard your principal and interest even in a down market

      E. Guaranteed Income Value, Bonuses in some carriers.

      F.  ACCOUNT VALUE is protected from down market

      G. Double you Required Minimum Distribution (RMD)

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Note: Anyone can roll over a 401(k) to an IRA or from a new employer's 401(k) plan when leaving a job. Depending on your plan's policies, you might be able to make the rollover while you're still with the company. Unlike a post-job rollover, your plan doesn't have to allow in-service rollovers, but many many companies do.

Contact Us TODAY!!
In these uncertain times, at least one thing is clear, we're all in this together. Either you're a Customer or want to become an Agent, I will walk you through the process. So, please call, so I can help you with your dreams and together we will be helping others too.
                   Thank you and God bless us all always.

ALL MATERIAL PRESENTED HEREIN IS INTENDED FOR INFORMATION PURPOSES ONLY. WHILE, THIS INFORMATION IS BELIEVED TO BE CORRECT, IT IS REPRESENTED SUBJECT TO ERRORS, OMISSIONS, CHANGES OR WITHDRAWAL WITHOUT PRIOR NOTICE.  CONSERN ACCESSIBILITY STATEMENT

Copyright Venco International, Inc 2017
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